Introducing the GreenLine 401k
GreenLine 401k Website

Our recommendation is add a standalone Fixed Tax Sheltered Annuity option to compliment your Mutual Fund company. Communicate with your TPA and record keeper, that you have retained Strategic Choices to add a Fixed Indexed Annuity Option to your plan.


The Glass-Steagall Act, passed after the Great Depression kept Banks and Mutual Funds apart and prevented each from unchecked risk taking.  In 1999, Congress repealed the Act and less than 9 years later, our economy almost collapsed primarily because of new Bank and Mutual Fund “hybrid” product called the “Securitized Mortgage.”  Until the Act is reinstated, daily market volatility is our new norm.

In 2012, the Department of Labor (DOL) commissioned studies that estimate that over 8 of 10 401(k) plan fiduciaries of qualified retirement plans in the U.S. are not fully compliant with legal responsibilities. The two top reasons for non-compliance are that Fiduciaries fail to monitor investment costs and choices.  Courts have favored employees because many Fiduciaries were unaware or did not advocate for the best value of services, including fund choices and management fees.

Across America, any public school teacher who starts a 403b retirement plan has the option to choose a Mutual Fund plan or a Fixed TSA.  When explained how each works, 8 of 10 teachers selected a safe TSA plan.  This CHOICE should be a standard option in private 401(k) and 403(b) plans.