Lets face it, more people plan for a weekend getaway than retirement.  But the reality is that retirement planning can be pretty straightforward if planned early on and sticking to a strategy.

Retirement Facts

According to the Federal Reserve, “Thirty-one percent of non-retired respondents reported having no retirement savings or pension, including 19 percent of those ages 55 to 64. Additionally, almost half of adults were not actively thinking about financial planning for retirement, with 24 percent saying they had given only a little thought to financial planning for their retirement and another 25 percent saying they had done no planning at all. Of those who have given at least some thought to retirement planning and plan to retire at some point, 25 percent didn’t know how they will pay their expenses in retirement”

Retirement planning is essential. Many people believe that Social Security will pay them 100% of their salary but this is not the case. Most of the time it is substantially less. With the proper planning and savings in the right investment vehicles we can help you bridge the gap between this Social Security income foundation and your discretionary income you desire for your lifestyle.